House Sales & Purchases
At P.A. Duffy and Company, we provide exceptional services in relation to the sale and purchase of residential and commercial property. Our experienced conveyancing solicitors can manage the sale or purchase from the very start, leaving you stress-free.
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How we can help
At P.A. Duffy & Co we will act in your best interests and protect you in the event that anything goes wrong. We will improve your understanding of the process by:
Explaining how the home-selling process works
Providing expert advice at every key stage
Communicating with the buyer’s solicitor and Estate Agent
Resolving any issue that may come up
Acquire all the necessary documents to avoid delay
When you buy a property there are a number of legal issues that should be dealt with promptly. Our solicitors will advise you on various ownership options when buying a new home, you may want to consider joint ownership if you and your partner wish to purchase a property together.
When considering getting a mortgage to buy your new home it is useful to know that P.A. Duffy & Co. solicitors are on a list of lender panels that mortgage providers are obliged to use. When a firm is not on a particular lender’s panel they cannot act for that lender. All mortgage companies maintain a panel of solicitors who they are prepared to instruct, and we are listed on the panel for all the major financial institutes.
If your home is over a certain value you may have to pay Stamp Duty Land Tax, our expert solicitors will guide you through this process and advise you on what you need to pay.
Selling
When selling a property you have a number of legal obligations to fulfil, our conveyancing team will help you to complete this process as expediently and effectively as possible.
Seeking legal advice when selling your property is always a wise step to take, we can help to resolve any issues that arise such as issues with your mortgage or contract exchanges.
FAQs
What is the process of selling a house?
Selling your home can be stressful, however, our solicitors will be able to guide you through the process, acting in your best interests and protecting you if anything goes wrong. The process will involve several key stages including:
Getting your property valued before you decide on the price to ask for
Do the necessary searches and enquiries into your home to find out as much as you can about your home
Exchange contracts between you and the buyer
Complete the sale
What’s the process of buying a house?
Buying a property can be confusing. Following the acceptance of an offer on a house, you will still have to undergo various procedures and checks will need to be carried out before the sale is finalised and the contracts are exchanged. We can advise you on the legal complexities and make the process a lot easier and more understandable for you.
Key stages in the process include:
Saving for a deposit and getting your mortgage in principle
Finding your dream house and securing your mortgage and appointing a conveyancer
Arranging the necessary searches and surveys
Preparing, reviewing and exchanging contracts
Paying SDLT and other relevant taxes and registering your property
What costs are involved in buying a property?
There are various fees, charges, and taxes, outside of the price of the property itself, that need to be taken into consideration when purchasing your property. These will include Land registry charges, Stamp Duty Land Tax, survey fees and legal fees which include any the drawing up of contracts and handling the completion of sale.
What is exchanging Contracts?
The Contract represents a legal agreement for the transfer of property ownership from the seller to the buyer. It is prepared by the seller's conveyancer and includes information about the involved parties, the sale price, the inclusions of fixtures and fittings, as well as any pertinent legal constraints or entitlements. The Contract only becomes legally binding once it is "exchanged" by the involved parties, typically done through their solicitors or conveyancers. At this stage, a non-refundable deposit is typically submitted. Post-contract exchange, withdrawal from the sale incurs a penalty, usually in the form of the seller retaining the purchaser's deposit on the property.
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